We build friendly apps for everyday money.
Nicovate is an independent app studio. We make small, thoughtful tools that keep money simple between friends.
Our apps
Available on iOS and Android.
PayMeLater
The friendly IOU app
Remember who paid, why and how much — across friends, bills and currencies. No pressure to pay back straight away. Just tell your friends to PayMeLater.
Check Please!
AI bill splitting for restaurants
Snap a photo of your receipt and AI reads every item in seconds. Drag and drop to assign dishes to friends, and instantly see who owes what.
More apps are in the works — stay tuned.